Finance · Free

Debt Settler

Split expenses. Settle debts. Stay friends.

The free app for managing shared costs between friends, roommates, and travel groups — zero friction, no sign-up, no hidden fees. Available on Android, Windows, and Fire OS.

10,000+Active Users
4.9 ★Average Rating
FreeAlways & Forever
3Platforms
What it does

Everything you need.
Nothing you don't.

Instant Expense Splitting

Split any expense equally or by custom percentages. Add participants, set amounts, and Debt Settler calculates who owes what instantly.

Real-Time Debt Tracking

Running balance per person, always up to date. No spreadsheets, no mental arithmetic — the app keeps the score.

One-Tap Settlement

Mark individual debts or entire balances as settled with a single tap. Clean history, no awkward conversations required.

Completely Free, Forever

No premium tier, no "Pro" features behind a paywall, no ads. Debt Settler is and will remain free for all users.

Private by Design

Your financial data stays on your device. No account sign-up, no cloud sync, no data sold to third parties.

Export Reports

Export a clean PDF or CSV summary of any group's expenses and settlements. Perfect for shared projects and trip reconciliation.

Privacy-first

Your data stays on your device. No cloud sync, no account required, no data sold.

Free to start, forever

Every product has a genuinely useful free tier with no time limit or hidden paywall.

Actively maintained

Built and supported by a real team. Updates ship regularly based on user feedback.

Ready to get started?

Debt Settler is free.
Always will be.

Download Debt Settler now and get started in under 60 seconds.